Last October, I received alerts on my credit monitoring services that an account had been opened in my name. 'It must be a mistake,' I thought, but just in case, I asked J if he knew anything about it. And as expected, he had no idea what I was talking about.
I examined the credit alert and saw that the account was for a credit card, so I looked up the credit card company online and called them. I didn't have an account number or anything like that so trying to get a representative on the line was a bit of a hassle, but eventually I got connected to the fraud department. I told them that I
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